Ussd to borrow airtime on mtn and airtel

Did you run out of airtime and need to borrow airtime on your sim? Then don't skip any section in this post.

In this post we will be discussing how to borrow airtime on your MTN or Airtel sim and their ussd codes. MTN and Airtel are one of the largest telecom service providers in Nigeria. They are known for affordable data plans and different promos.

Sometimes you will need to borrow airtime in time of emergency. That's why this article was created.

MTN XtraTime

MTN XtraTime

MTN XtraTime is a service that allows you to borrow airtime on credit when you are out of airtime with a service fee of 15%.
The fee will be deducted before the airtime is credited into your XtraTime account. 

What are the eligibility requirements for MTN XtraTime;

• Be a Prepaid customer

• Have enrolled your phone number

• Have been on the MTN network and spent at least N200 monthly for 3 months

• Have between N0 and N75 in your main account

• Paid-up any outstanding XtraTime loan

To borrow airtime on MTN follow this procedure;

• Dial *303# and select XtraTime

• A rundown of sums you can get will be displayed to you. Select your favored sum.

 • On the pop-up that shows you the credit you mentioned and the 15% help expense that will be deducted from the broadcast appointment. Then confirm it.

• Once confirmed, the service fee will be deducted and you'll receive a notification message.

Airtel Extra Credit

Airtel Extra Credit

Airtel Extra Credit  allows you to borrow airtime with a 15% fee.

Except from N25 which attract 20% fee which will be deducted from your next recharge.

Who is able to utilize Airtel extra credit?

·Airtel Prepaid Clients with enrolled SIM.

·Client's will be viewed based on month to month recharge times and normal spend.

·Client who have settled up any past credit and related charges.

·You need to have been an AIRTEL subscriber for at least 2 months and subscribe an average of N200 monthly.

How to borrow airtime on Airtel;

• Dial *303#

• Choose your preferred amount

• You then get a message saying that it has been processed successfully.


Extra time and extra credit is a way of borrowing airtime from MTN and Airtel when running out of airtime in Nigeria.
Drop any question in the comments section.

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